IRMAA brackets 2026 determine how much higher-income retirees pay for Medicare Part B and Part D. Federal Pension Advisors explains income thresholds, potential premium changes, and smart planning tips to help you manage healthcare costs and protect your retirement income with confidence. https://www.federalpensionadvisors.com/post/2026-irmaa-brackets-medicare-irmaa-in-2026-and-surcharge